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The Money Date Generator

Money doesn’t have to be a
stressful conversation.

Six quick questions and you’ll have a money date built around where you actually are. Works whether you’re doing this with someone or on your own.

Step 1 of 6

Where are you right now?

This changes the questions, not just the wording.

Step 2 of 6

What’s the money topic?

Pick the one that’s actually on your mind.

Step 3 of 6

What mood are you after?

Sets the tone of the opener and how the evening ends.

Step 4 of 6

How much time do you have?

Be honest. A good short one beats an abandoned long one.

Step 5 of 6

What’s the budget?

Zero is a completely valid answer and always has been.

Step 6 of 6

What should it include?

Most people want the lot. Pick one if you’re short on time.

Ledger & Love Your Money Date

Start here

The plan

    Warm up first
      Talk about it
        Break

        Round two
          Your mini challenge

          Pick one goal

          If there is time left

          End the date

          Next step

          Start over
          ledgerandlove.com · free money date generator
          If tonight goes well

          The 20-Minute Money Date

          Make it a weekly thing. Six ground rules you both sign, a 20-minute agenda with the clock on it, 15 questions, four weekly sheets and a 4-week tracker for the fridge.

          $10 See the kit

          What is a money date, exactly?

          A money date is a set time to talk about money on purpose, rather than whenever something goes wrong. It has a start, an end, and a topic. That structure is most of why it works. Money conversations that ambush you at the register or at 11pm tend to go badly. The same conversation, scheduled, usually does not.

          You do not need to be a couple. Plenty of people use these on their own to get clear on where they stand.